What Is a Unit Trust..

A unit trust is a financial vehicle through which individuals may invest their money. The idea behind unit trust is better investment through collective investing. That is to say pooling the investments of many investors, individuals and institutions.

Investing in a unit trust offers investors numerous advantages, including :

1. Professional management at a low cost
2. Safety through the spreading of risk (diversification)
3. Liquidity
4. Ease of transaction
5. Capital appreciation/income stream

Many individuals deposit money in the banks, for which they receive interest. These individuals expect complete liquidity where they must be able to withdraw their deposits in cash at any time. The banks employ professional managers to look after the deposits. The deposits are invested. These managers lend the deposits to other individuals requiring funds and a host of other profit generating facilities of the banks.

Similarly, unit trust holders wish to put their money to generate higher returns. The goal of all investments is to make money more productive, either through producing income or growth. Unit trust holders have liquidity because their units can be readily converted into cash at any time.

By investing in unit trusts, it allows them to engage professional fund managers at a low cost to the individual investors. These managers diversifies the investible funds in many different securities and other approved channels to spread the risk.

Particular advantages of unit trusts over the pooled investments include :

• The provision of an independent trustee to hold the trust's assets on behalf of unitholders and to watch over their interests on an on-going basis.
• The deed and prospectus are scrutinised by government authorities, prior to an offer of units being made to the general public. The managers and trustee are themselves approved by the regulators.
• A buy back provision or covenant in each deed which requires the manager to redeem an investor's units within specified time limits at a price determined in accordance with the deed.
• Provisions in the deed under which the manager and trustee are in a fiduciary position in relation to the trust (i.e. they can only profit in ways laid down under the deed).
• The investor can determine in advance what costs and charges they will be required to pay to join and stay in the trust.

Public Mutual for saving

INTRODUCTION
Welcome to my Unit Trust For Saving blog. I will introduce you ways of saving through Unit Trust under Public Mutual. I am an agent of Unit Trust for Public Mutual Bhd. Public Mutual Berhad is the No. 1 unit trust company in Malaysia, managing RM26.74 billion2 in funds for more than 1,350,000 accountholders. Public Mutual is strongly supported by the vast resources of Public Bank and is the most awarded unit trust fund manager with a total of 101 major awards won since 1999, including the most recent “Most Outstanding Islamic Fund Manager Award” won at KLIFF Islamic Finance Awards 2007. Public Mutual also has 26 years of experience in helping people build a successful unit trust business.

My concept is just to share with you the BIG opportunity in this saving investment. After you knew the concept, then you make the choice. The important objective here is to let you see the future plan for your income. Use this as your future saving. Your 3 years plan income.

BETTER START TODAY RATHER THAN TOMORROW!

As you can see, there are a lot of funds that Public Mutual have in the market. Not just that, its also have great track record along the year.

Q&A:
Is this like share market?
Sort of but being allocated to fund so that the risk is low. The money will be put in a basket for our investment officer to alocate the money to many level of market (Agressive, passive, moderate etc) which is at the end may provide profit, or balance up or minimize the lost at the end of the transaction.

So its very risky?
Any investment have their own risk. At Public Mutual, we minimize the risk by allocating the fund to various share market. Not focusing in one share price. The fund comprises of all units owned by the unit holders. Instead you required to have big money to buy a share, we combine all the money from all unit holders to invest into various shares.

Who investing?
Public Mutual has experience investment officers that can provide good return in an investment.

How much money do I need to have to join?
As low as RM1000.00 ONLY you can join us buying big companies share. You also can deduct your salary to save in the Unit Trust.

Can I take back the money?
Anytime with no fees added. Let us between 5 working days at least to release. Good huh?

Any other way to save using Unit Trust?
No money? Go for EPF. Government encourage this. More return compared to EPF.

Want to know more?
Come and contact me at 012 - 2582 039 (khidir). You may also email me at khidir_931@yahoo.com if you would like to know in detail. As I mentioned above, listen first, and you yourself decide.

I would like to help you manage your future income. Trust me in 3 years you'll get more than what you may expected.

NOW, up to you. I have reveal the opportunity for you to plan for future. I do not encourage people to treat this as share investment but focus on future plan income. THINK ABOUT THE FUTURE RETURN! Plan for your kids education fund, plan for your wedding fund, plan for your pregnancy fund, plan for your retirement fund, and plan for your love one fund.

IMPORTANT: This investment requires 3 years to 5 years to generate high return/dividend/unit split. Agent will monitor this for you.

CONTACT ME NOW!!!